Walmart MoneyCard – Amex Serve Cash Back vs. FREE Reloads
With around a single American Express Serve Card to choose from, you are able to select which prepaid card works perfect for your needs.
Here is a breakdown of the Cash Back along with Free Reloads cards.
Prepaid cards give owners the ability to follow a specific budget and, as a result, much more easily limit their spending. They might work nicely for those who are on a budget, however, they can also be the best option for teaching young children about spending money.
Prepaid cards are often regarded as a safer option than money because if you get rid of the card, several have security measures which protect the account of yours against theft. In addition, for a small fee, you are able to generally switch the card without stress.
American Express offers more than a single prepaid Serve card so owners can chose the card that works best for them. The American Express Serve® Cash Back and the American Express Serve® FREE Reloads are the two monthly-fee options in Amex’s prepaid flash memory card fleet (whereas the $6.95 rate for the fundamental Amex Serve card is actually waived when users strong deposit $500 or over during each month statement period.)
Walmart MoneyCard – Amex Serve Cash Back vs. FREE Reloads

The two cards are actually identical, though the Cash Back offers incentives while the FREE Reloads flash card lets owners in over 45,000 places in the U.S. as well as Puerto Rico put money onto the card for free.
How to increase cash to the card of yours Both cards extend complimentary direct deposit of paychecks and/or government benefits, although the FREE Reloads gives the advantage of letting users reload the card of theirs for free at participating locations including CVS, Dollar General as well as other things.
With both cards, you are able to access part of or perhaps most of the paycheck of yours up to 2 days before payday when you enroll inside direct deposit. Both cards also provide mobile check deposits.
Users can send money and receive money to various other Serve users effortlessly through the mobile app.
Perks and rewards Through the website or maybe the on the move app, you can use no cost bill pay to send cash, or even pay your bills by composing a check on the internet and American Express will mail it for your needs.
The money transfer choice enables users to send virtually anyone across the fifty states and Puerto Rico cash to be picked up via participating Walmart locations. The day transfer restrict is $2,500 across all your Serve accounts. According to FintechZoom Costs are as follows:
- $4.99 for every cash transfer up to $50
- $8.99 for every cash transfer of $50.01 1dolar1 1,000
- $16.99 for each money transfer of $1,000.01-1dolar1 2,500
Bottom line Each of those cards comes with an edge: in case you’re looking for cash back rewards, the American Express Serve® Cash Back card is perfect for you. But if you handle a great deal of cash and want to make sure that you are able to simply reload your card without having to pay any charges subsequently the American Express Serve® FREE Reloads flash memory card is a bit better suited to the needs of yours.
In case you’re planning to avoid paying a monthly fee, you should have a look at the Bluebird by American Express flash card, that allows you to amenable subaccounts and might be the best choice for families.
If perhaps you are a common Walmart shopper and are looking to bank on rewards higher than 1 % cash in the past the Walmart MoneyCard might be a much better fit with 3 % money back on eligible Walmart.com along with in-app Walmart orders, two % cash back from Walmart energy stations, along with one % cash back at Walmart stores, as big as $75 yearly.
Walmart MoneyCard – Amex Serve Cash Back vs. FREE Reloads